In Jamaica—as in many markets—showing a property to someone with an expired pre-approval letter is not ideal, but it depends on the context and your professional discretion.
Here’s a quick breakdown:
When It Might Be Okay:
Serious Buyer: If you know the client is actively working on renewing the pre-approval and has a history of financial readiness.
Relationship-Building: For first-time buyers or prospects you’re trying to build rapport with, one showing might help motivate them to get the updated documents.
Non-exclusive Listings: If the listing is open and there’s no strict protocol or agreement from the seller regarding buyer qualifications.
